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The Insurance Secret Uber Doesn't Want You to Know

Uber Accident Attorney Reveals All Who, precisely, is liable when a driver is involved in an accident? Is it him, his insurance company or the company he is working for? The Law isn’t clear on this question as liability is determined on a case by case basis. However, it is this legal gray that many companies, particularly those involved in the tech industry, are taking advantage of to avoid liability. If a company such as Uber simply facilitates the relationship between the client and a third-party driver, it can simply claim that it is not liable in case the third-party driver is involved in an accident. However, there is much more to this than meets the eye. In the Uber model, most of the insurance load is left on the shoulders of Uber drivers, who are actually using their own personal car insurance (PCI). These drivers might not be aware of the fact that their PCI policy might not cover them if they are working for Uber or other ride-sharing applications. In case you have a PCI policy, it is important to know that the insurers will not cover an accident which occurs while you are carrying out any commercial activities. Many insurance companies have made it clear that their PCI policies will not cover any cars used in the transportation of passengers for a price. There have been various reports of certain insurance companies such as Geico withdrawing PCI policies or totally declining to renew them as a result of a driver’s Uber activity. KQED recently reported that numerous drivers in California have been denied insurance after disclosing their plans to work for ride-sharing companies. Thus, it is important for you to know that you will likely not be covered by your PCI in case of an accident. However, in 2014, Uber posted an infographic on their site which shows when a PCI cover concludes and when their insurance kicks in. According to Uber, when the Uber app is not in operation, the driver is covered by his or her own PCI, but when the Uber app is in operation and there is a passenger in the car, the driver is covered by Uber’s insurance. Who is liable in case something happens when the car has no passenger but the app is on is subject to heated debate among ride-sharing companies, drivers, and regulators. This particular insurance gap got a lot of media scrutiny in 2013 when an UberX driver struck and killed a six-year-old girl, Sofia Liu. Some of her other family members were also severely injured in the accident. A wrongful death lawsuit was filed against the Uber driver by an Uber accident attorney representing Liu’s family. Uber refused to admit liability for the damages since the Uber driver was not carrying any passenger at the time the accident occurred. In response to this particular occurrence, the CPUC (California Public Utilities Commission) re-evaluated its insurance requirements for transportation networking companies (TNCs). Assembly Bill No. 2293, which was later signed into law and became effective on the 1st of July 2015 requires California car insurance companies to have insurance covers for various commercial activities including ride-sharing. Hopefully, car insurance companies in other states will be encouraged by the new regulations of California to come up with separate commercial insurance policies for ride-sharing drivers. However, questions still remain regarding how these policies will actually work. If you have ever been involved in a car accident involving an Uber driver, then you most definitely need to seek the services of a proficient Uber accident attorney. You are legally entitled to compensation for your accident-related damages. \\\[](#case-consultation-form-container)FREE 24/7 Consultation### Uber Accident Resources [inpagemenu menu=uber]

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10 of the Deadliest Cars in America

These Vehicles Are Car Accident Magnets Research shows that certain vehicle models are more susceptible to crashes than others. This article, brought to you by an experienced car accident attorney of Wilshire Law Firm, provides information about the deadliest cars in America, so that the drivers who are shopping for used cars could get an idea of which cars they should avoid buying. Choosing a safe car is integral to your safety on the road. If you were involved in a crash involving a defective vehicle, you should consult a car accident attorney for legal advice. Below are the 10 deadliest cars you should not purchase when shopping for used cars in America: 1. Nissan 350Z One of the deadliest cars on the road in America is the Nissan350Z, from model years 2005 to 2008. The IIHS recorded 143 deaths per million registrations for Nissan 350Z, with 90 driver deaths per million registrations that occurred in single-vehicle crashes. For a span of four years, Chevrolet and Nissan were producing cars involving the highest ratio of driver deaths and serious injury cases. 2. Nissan Titan Crew Cab From model years 2005 to 2008, the Nissan Titan Crew Cab was involved in a total of 126 driver deaths per million vehicles. 3. Chevy Aveo In a study of the four-door compact Chevy Aveo model years 2005 through 2008, the IIHS declared that there were 119 deaths per million car registrations, divided evenly between multiple-vehicle crashes and single vehicle accidents. 4. Chevy Cobalt The four-door Cobalt sedan from model years 2005 through 2008 had a death rate of 117 drivers per million registrations and is one of the most deadly vehicles on the road in America. 5. Nissan Titan Extended Cab The Nissan Titan from models years 2005 through 2008 was something of a huge menace on the American roads for the four-year period. One study revealed that for every million registrations of the vehicle, 111 drivers met their deaths behind the wheel of a Titan, with a lot of them occurring in single-vehicle crashes. 6. Kia Spectra Wagon The Kia Spectra wagon was manufactured by Hyundai motors. A survey revealed that for every million registrations of the vehicle model years 2005 through 2008, 102 drivers died behind the wheel of a Kia Spectra wagon. The majority of the drivers who died were also involved in multiple car crashes. 7. Chevrolet Malibu From model years 2005-2008, Chevrolet Malibu rated very poorly on performance and style; they were eventually relegated to vehicle fleets. Researchers believe that this may have been the reason for the high death rates of the Chevrolet Malibu drivers. 8. Hyundai Tiburon The deaths associated with the Hyundai Tiburon were recorded as 96 in per million vehicle registrations in a four-year period; 63 of these deaths were the result of single vehicle crashes. 9. Nissan Versa Sedan The Nissan Versa tied with the Hyundai Tiburon on the list of the deadliest cars in America with a total of 96 fatalities per million registrations for the 2005-2008 models. 10. Chevy Colorado Extended Cab While mostly small cars were responsible for most recorded driver deaths, the Chevy Colorado Extended was one of the larger cars that managed to nab a spot on the top 10 deadliest cars list (a dubious honor). From model years 2005 to 2008, the Colorado was associated with 93 deaths per million registrations. Conclusion If you are looking to buy a new car, the above-mentioned cars should be avoided. Safety, not style, should be one of your top priorities – because your life is on the line. Any experienced car accident attorney will tell you the same. FREE 24/7 ConsultationLast Updated: 03-24-2017

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7 Ways to Make Your Motorcycle More Visible

Visibility Is Key to Motorcycle Accident Prevention The fact that you are reading this means you are worried about your safety on the road. Visibility can make the difference between you arriving safely at your next destination or spending the next few nights or weeks in an ICU ward. Here are seven ways to make yourself more visible to other road users and significantly reduce your chances of getting involved in an accident and having to call motorcycle accident attorneys. 1. Wear reflective clothing Most riders like to complete their looks by donning black leather jackets and pants. You should, however, deviate from this pattern and get yourself a brightly colored reflective jacket or a neon vest to increase your visibility. 2. Brightly colored helmet Get yourself a brightly colored helmet. Apart from protecting your head in case of a crash, a brightly colored helmet can also make you way more visible at night or even during the day. 3. Paint your bike in a brighter color If you have already bought a dark-colored motorcycle, get it painted in a brighter color. Fast moving brighter colors are more likely to catch the eyes of other drivers and alert them to your presence. If you can’t get yourself to give your dark motorcycle a brighter shade then consider the next step. 4. Reflective tape Reflective tape works the same way as reflective clothing. You can stick the tape on your rims, forks or any other part of the bike which will remain visible when you mount it. Reflective tapes are quite affordable and can be easily bought at local shops or supermarkets. 5. Tap your brakes Your brightly colored brake lights are some of the most visible lights in the dark and their purpose is so clear; i.e. to warn those behind you of your presence and that they ought to remain alert. By tapping your breaks, those behind you will immediately pay more attention to you and keep their distance. 6. Use your horns If you notice that the driver in front you seemingly isn’t aware of your presence, honk your horn. This will definitely make him or her look and pay attention to you. There is no better way to alert someone to your presence than by honking. The other driver’s eyes might be on his or her phone, but he or she will definitely hear a loud sound. 7. Don’t ride in blind spots Though it might be difficult to completely stay out of other drivers’ blind spots, try to avoid them as much as you can. Most drivers who knock down other motorcycle users always use statements such as “he came out of nowhere!” By riding in positions where the driver in front of you can see you easily or by keeping a safe distance from cars, you can easily avoid many road accidents or reduce their impact on you or your bike. As you can see, there are many ways to make yourself more visible on the road. By increasing your visibility, you are taking your safety in your own hands while also transferring liability to other drivers around you. The more visible you are, the less likely you are to be the one at fault when determining negligence in an accident. However, other factors still need to be considered. Your motorcycle accident attorneys will definitely help you get the most compensation in case you took all the necessary precautions but still ended up being knocked down on the streets. At Wilshire Law Firm, our experienced motorcycle accident attorneys have been representing riders since 2007. We’ve won more than $100,000,000.00 in verdicts and settlements on behalf of our clients. We can get you medical coverage, your bike and gear repaired or replaced, and your lost wages recuperated. To learn more about the services our firm provides in a FREE consultation, call us today at 1-800-52-CRASH. FREE 24/7 ConsultationLast Updated: 03-24-2017

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A Beginner's Guide to Motorcycle Gear

The Right Gear Will Save Your Life in a Motorcycle Accident Just bought a new motorcycle and worrying about safety? It’s not possible to make motorcycling absolutely safe, but you can mitigate the risks. You could invest in good safety gear to improve your riding experience, make you a safer rider and protect you in case of an accident. Here are the must-have motorcycle gear Helmet: You need a very good motorcycle helmet that will protect your head in case of a crash. It needs to be a certified full-face helmet with a snug fit. And not just any helmet will do, get an original motorcycle helmet with impact absorption properties and you will probably thank yourself in case you end up in an accident. Some elements have added features such as Bluetooth headphones, but you should resist the temptation to use such devices when riding as they might distract you. Gloves: You will need strong gloves made of abrasion resistant fabrics such as Kevlar. Hands are important in completing day-to-day tasks. You need to protect them when riding your motorcycle. A good pair should not only be abrasion-resistant but also improve your grip on the handles. This means you will have more control of the bike and a lower likelihood of getting into an accident. Motorcycle gloves also protect your hands against wind and debris. Safety vest or jacket: You need to buy yourself a reflective jacket or a safety vest to improve your visibility on the road. Many bikers would like to complete their looks with black jackets or vests. This reduces visibility. You should get a neon vest or a brightly colored jacket to make yourself more visible to other road users. Apart from visibility, you should check if the jacket can withstand abrasion in case of a crash or can really keep you dry in the rain. Boots: You need good boots to protect you in case of a crash. The boots should be strong and they should cover at least your ankles. Such boots will protect your feet in case of an accident. Boots should also have non-slip soles. This is because you might have to support the bike on slippery or non-even surfaces which might be hard if you don’t have such soles. Pants: You should definitely get yourself strong riding pants to protect yourself from the elements. There are amazing leather, denim and textile motorcycle pants that look pretty cool out there. Get yourself one and you will turn even more heads wherever you go! Reflective tape: Apart from all these other gear, you also need to get your bike reflective tape. The tape will make your motorcycle more visible during the day or night to motorists who may otherwise not be paying attention. Legal help: The helmet, gloves, leather pants, and boots will definitely protect your body in case of an accident, but what will protect your rights and your finances? A good motorcycle accident lawyer should be able to get you full compensation for all damages suffered as a result of an accident. At Wilshire Law Firm, we have experienced lawyers who are ready to negotiate with insurance companies on your behalf to get you what you deserve. Summary You need good motorcycle boots, leather pants, gloves, reflective tape, insurance, a safety jacket and a helmet to protect yourself when riding a motorcycle. Remember to always put on all safety gear as you can never predict when you will be involved in a crash. In case you are involved in a crash, do not be quick to assume liability. Call your motorcycle accident lawyer and get his or her advice before doing anything. FREE 24/7 ConsultationLast Updated: 03-24-2017

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6 Ways to Survive a Long Commute

Survivor’s Guide Provided by a Car Accident Attorney Our lives are more mobile than ever these days. The daily average commute is approximately 45 minutes long in the United States. It can be longer or shorter depending on your location, but we generally spend a lot of time travelling. A long commute can be very stressful at times. However, there are some things you can do in order to make the time you spend on the road more enjoyable and even productive. On a long commute, perhaps the most important thing for drivers is to stay alert at all times. Most accidents happen due to the negligence of drivers. In the event of an accident, a car accident attorney can help you take the right steps. The six steps described below will help you survive a long commute in a safe and comfortable way: 1. Take the Route Which Is More Scenic Alternating between routes and choosing one that is more scenic can make your journey a lot more interesting. Beautiful surroundings can lower your stress level after a hard day at work. If possible, choosing a more scenic route can help you survive a long commute. 2. Avoid Changing Lanes Often On a long commute, it is often the better option to choose a lane and stick to it. Studies show that while changing a lane might look like a faster option, it generally does not make much difference. Frequently changing lanes can not only slow you down, but also put you at a greater risk for accidents. 3. Find Valuable Entertainment A long commute can leave you bored and exhausted at times. Try and make your journey fun as much as possible. You should use your commute time to do something that is personally enriching, such as listening to an audio book or an interesting radio podcast. Time flies when you are having fun. If you entertain yourself, you will not feel as tired after your journey. 4. Study your commute well Whenever you have some flexibility in your schedule, use that time to try out small variations in your route. Small changes like travelling with a different wave of drivers or catching an early train can make a drastic difference in your overall travel time. Even the smallest change can make a huge difference in your journey. 5. Enjoy Time Alone Being alone on a long commute may seem boring. However, if you focus on enjoying this alone time and making it more productive, then your journey will be a lot easier to handle and perhaps even fun. You can enjoy your favorite music or think about something that is important to you. In our busy lives, we do not get enough alone time; a long commute can provide you the perfect opportunity to spend some valuable time with yourself. 6. Consider Other Travel Options Driving alone all the time can become monotonous and boring. In order to survive a long commute, it is better to alternate between different travel options you have. Consider taking a bus or a train. Sometimes, it might take extra time but can be a more fun way to commute. There are certain freedoms you can enjoy if you travel by bus or train. For example, you can take a phone call, read a book, or safely watch a movie on your computer. Conclusion Although surviving a long commute seems hard at times, it can be made productive. Use this time to relax and do the safe activities that you enjoy. However, it is extremely important to stay alert and follow safety rules on a long commute. In case of an accident, always seek professional assistance from an experienced car accident attorney. FREE 24/7 ConsultationLast Updated: 03-24-2017

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6 Things You Should Know Before Joining a Motorcycle Club

Motorcycle Accident Lawyers Tell All For the longest time, motorcycle clubs have been getting bad press. Many people in the society automatically think of motorcycle clubs as criminal gangs. But is this true? Are all motorcycle clubs really criminal gangs? In this post, we tell you seven things you need to know about motorcycle clubs before joining any of them: Ninety-nine percent of motorcycle club members are hardworking, law abiding people They obey federal and state laws and regulations. The other one percent is made up of outlaws – individuals who disregard the law and are likely involved in organized crime. Make sure you do a thorough check and understand the club you are about to join before making the decision. There are many benefits to joining a motorcycle club You will get to enjoy many benefits upon joining a motorcycle club. There is a sense of brotherhood, pride and achievement to joining a motorcycle club. You will meet and get to know lots of people. Most of these clubs will likely come to your aid in case something happens to you. Also, most clubs ride for a purpose. Some try to inspire others to be patriotic while others provide recovering alcoholics with an alternative means of entertainment. There are even Christian motorcycle clubs that use bikes to spread the gospel. You will get discounts Many clubs have their own shops for motorcycle safety gear or spare parts. Some even have deals with gas stations and other like-minded organizations to provide their members with gas or bike gear at a cheaper price. Many clubs have a chain of command or some other sort of hierarchical structure If you are not comfortable getting directions from someone else then you should probably not join a motorcycle club. Most clubs have constitutions or a set or rules that members have to follow. There are also club leaders and officials whose instructions you have to follow. Minimum miles per year Joining and staying in a motorcycle club is not as simple as many people think. Owning a bike alone is not enough – you literally have to go extra miles to maintain membership. Some hardcore clubs require their members to ride at least tens of thousands of miles annually to maintain their membership. It would be difficult to clock such an enormous number of miles if you lead a busy lifestyle. You will probably need to hire motorcycle accident lawyers Let’s face it, riding motorcycles is pretty risky. The fact that you have to ride thousands of miles a year means that you are more likely to get into an accident. If this unfortunately happens, then you will need a good team of motorcycle accident lawyers to help you out. Our law firm is made up of experienced motorcycle accident lawyers who use effective, personalized legal strategies to get you compensated. Conclusion There are many benefits to joining a motorcycle club. You will get to ride with others, enjoy discounts on spare parts and have a sense of pride and brotherhood. You should, however, try to know as much as possible about a motorcycle club and more specifically about its local chapter before joining it. You might be joining a criminal gang without knowing it. At Wilshire Law Firm, our motorcycle accident lawyers never settle for less. We fight hard to get our clients full and fair compensation for their medical bills, bike and gear repairs or replacement, lost wages, pain and suffering, and more. If you need a tough legal pro who will always have your back, no matter how tough your situation is, call us today at 1-800-52-CRASH. We offer free consultations. FREE 24/7 ConsultationLast Updated: 03-24-2017

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